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Rachel Grady spent four years concealing a gambling and shopping addiction from her family, including her husband and two children. Over that time, her debts ballooned to £40,000, leaving her in a desperate financial situation. She revealed that her turning point came during a holiday in 2024, one she could barely afford, when she finally admitted to those closest to her that she had nothing to her name and was overwhelmed by debt.
At the time, Rachel, 41, had maxed out several credit cards and earned just enough to cover minimum repayments. She described herself as feeling
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