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New revelations from the Epstein files have brought to light aspects of Andrew Mountbatten-Windsor’s financial connections, particularly highlighting his relationship with businessman David Rowland. According to the documents, Andrew referred to Rowland as his “trusted money man” in communications with Jeffrey Epstein. These emails suggest that Andrew actively promoted Rowland’s financial initiatives during his tenure as the UK’s trade envoy.
Despite Andrew’s efforts, Epstein seemed hesitant to collaborate financially with Rowland, who was a known Conservative Party donor, especially after receiving warnings about Rowland’s reputation as a “shady financier” in the UK media. Jonathan Rowland, David’s son, told the BBC that neither he nor his father had any direct contact or correspondence with Epstein, dismissing claims that they ever met socially or professionally.
David Rowland’s private bank, Banque Havilland, faced regulatory challenges, losing its banking licence in 2024 after decisions by the European Central Bank, with ongoing appeals underway. The newly surfaced emails indicate that Andrew encouraged Epstein to invest in projects linked to both David and Jonathan Rowland. There are also references suggesting that Rowland lent money to Andrew’s ex-wife, Sarah Ferguson, with some disapproval expressed over how the funds were used. One email from September 2009 mentions Ferguson traveling to Nepal on a first-class flight paid for with a loan from Rowland’s bank, coinciding with a photograph of her in Nepal on the same day.
While previous media reports hinted that Andrew had received funds from Banque Havilland, there was no clear evidence of this in the latest Epstein-related emails. Questions have persisted regarding Andrew’s finances and his longstanding association with the Rowlands. Jonathan Rowland neither confirmed nor denied financial dealings with Andrew or Ferguson but firmly rejected the notion that financial support was exchanged for access to influential contacts.
The emails also reveal the close personal and professional relationship between Andrew and the Rowlands. David and Jonathan Rowland accompanied Andrew on official trade envoy trips to locations such as China and former Soviet states. One message from October 2010 shows Andrew trying to connect Epstein with potential investors for the Rowlands’ private banking business, suggesting it might appeal to Epstein’s undecided Chinese contacts. However, Epstein’s responses demonstrated caution and a lack of eagerness to deepen the financial ties.
Concerns over David Rowland’s reputation were noted internally as early as 2010, referencing his withdrawal from a Conservative Party treasurer post amid controversies. Although Epstein was reportedly slated to dine with Andrew and the Rowlands in Hong Kong, he remained wary of involvement in their business ventures. In 2011, correspondence showed that Epstein’s associate intended to distance themselves from an investment fund launched by Jonathan Rowland with a focus on China, Russia, and Europe.
The Epstein files further illustrate the extent of Andrew’s connection to Rowland, including attendance at Andrew’s birthday party and involvement in significant family events, such as David Rowland’s presence at the wedding of Andrew’s daughter, Princess Eugenie. Rowland also represented Andrew officially at a 2015 funeral in London. An image from the US Department of Justice files depicts a montage of Andrew, Epstein, and David Rowland, linked to reports claiming Rowland had settled approximately £85,000 of Sarah Ferguson’s debts, while Epstein paid off others. Jonathan Rowland stated he and his father were unaware of this photo and its circulation.
Author Andrew Lownie, who penned the book *Entitled* about Prince Andrew, highlighted David Rowland’s importance in understanding how Andrew generated significant income. Lownie asserted that Rowland played a “crucial role in helping Andrew to monetise his royal status and government position as trade envoy.” In contrast, Jonathan Rowland rejected suggestions that either he or his father leveraged contacts gained through their association with Andrew to advance business deals or investments.
Throughout these controversies, Andrew Mountbatten-Windsor has consistently denied any wrongdoing or misuse of his official role for personal gain. Requests for comment from Sarah Ferguson and Rangecourt, the successor to Banque Havilland, were not answered
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